XHeader is a simple to use, website header graphics creation program that can create pretty nice designs with it’s point and click interface. I recorded a short video to show you how it works.
Download your free copy of XHeader. When you get to the site, look for the link to the Free Trial in the header menu.
Find high quality photographs and images to use in your headers at PhotoDune. It’s one of the cheapest royalty-free image sites I know, and there are loads of great images to choose from.